For almost all, this is the first time you are navigating through the senior housing or in-home care process. Seniors often find themselves looking for housing options after a life changing event such as a serious fall, diagnosis of disease, or significant decline in health needs. It is easy to quickly find yourself sitting on top of a pile of bills. What is decided and disseminated while you are navigating housing and care options can ensure an outcome that will either save or cost you money.
Here are 3 steps to help you navigate the best long-term care solutions for you and keep you from spending excess funds.
Be Prepared, Educated, and Seek Guidance:
You are going to be faced with a large amount of information all at once. If you are at a hospital or skilled nursing facility, your social worker or discharge planner is the first step in preparing you for what’s to come next. You may be referred to agencies or consultants who specialize in educating and navigating you through this process. Trust their lead and contact an advisor who you connect with. If you are navigating this process alone, reach out to a Senior Living Advisor who can prepare you with the next steps and offer guidance along the way.
Think Long Term:
You will always hope for the best and everyone wants to return home, but it’s important to think about your long-term needs and be open to other possibilities. Be honest with yourself, social worker, and Senior Care Advisor in terms of your care needs and understand your situation can change at any moment and asking for help is not giving up independence, but ensuring you are heard. The more understanding around your current and potential future care needs, the more appropriate placement can be made the first time, saving you money.
Chart Your Own Course:
You may need to start the process of placement or care planning before leaving the hospital. This occurs especially if placement or care has been discussed, but it is unclear what is available. Because clients don’t know what they don’t know and hope for the best, they often make a mistake on what they plan on their own. Utilizing an agency that empowers you to Chart Your Own Course gives you the freedom and confidence to make the right choice for you and your loved ones while understanding the consequences and benefits of each decision you can make.
Article Provided by:
CayCare Elder Care & Senior Living Advisors